Welcome to Arizona Debt Lawyer

Arizona Debt Lawyer
WHAT DO WE DO?: We use our extensive experience on Consumer Law to help Arizona residents resolve their debt problems.
We offer a Free consultation for all consumer law cases including Auto Fraud,Civil lawsuits from creditors, Civil lawsuits from bad debt buyers, Collection agency harassment, Credit report problems, Criminal Defense, Eviction lawsuits, Landlord/Tenant problems, Repossession issues, and Security deposit return cases.

How To Fight A Credit Card Lawsuit

How To Fight A Credit Card LawsuitOnce you have been served with a credit card lawsuit, you typically have five options to choose from:

  1. Do nothing
  2. Attempt to negotiate with the debt collector
  3. Represent youself in an attempt to defend the lawsuit
  4. Retain an attorney to defend the credit card lawsuit
  5. Bankruptcy

Posted by AZ Debt Lawyer  |  Credit Card Debt: How to fight a credit card lawsuit

Discharging a Debt

Credit Card LawsuitThe only way to judicially "discharge" a debt is to complete a bankruptcy through either chapter 7 or chapter 13 of the U.S. Bankruptcy Act.

The final Order in such a preceeding, signed by the Bankruptcy Judge, orders that all debts listed by the debtor are "discgharged".There is much confussion as to the effectiveness of "debt consolidation" services offered continuously on the television.

Most of these services offer much, and deliver little, while demanding that the consumer/debtor pay a substantial amount "up front" as the service fee for such services.

Click here for more information on "Discharging a Debt"

Posted by AZ Debt Lawyer  |  Discharging a Debt: Facts vs Fiction

Statute of Limitations

Credit Card LawsuitStatute of Limitations on Credit Card Debt in Arizona

The “statute of limitations” is the time period that a creditor or debt buyer has to sue you on a credit card debt.  If the statute of limitations has “run”, no litigation can be filed on a consumer credit card debt.

The statute of limitations is a very important credit card debt defense to be considered in deciding how to fight a credit card lawsuit, but must be pleaded early in the litigation process to be utilized.

There are two key dates in considering the statute of limitations on a credit card debt:

  1. When did the statute of limitation start?
  2. When does the statute of limitations expire?

Click here for more information on Arizona Credit Card Debt
Statute of Limitations

Posted by AZ Debt Lawyer  |  Arizona Credit Card Debt: Statute of Limitations

The Law Office of Richard Groves

Credit Card LawsuitWe Service The Following Arizona Cities:

Phoenix, Tucson, Mesa, Glendale, Scottsdale, Gilbert, Tempe, Peoria, Surprise, Yuma, Avondale, Casas Adobes, Catalina Foothills, Flagstaff, Goodyear, Lake Havasu City, Buckeye, Maricopa, Oro Valley, Sierra Vista, Prescott, Casa Grande, Bullhead City, Sun City, Apache Junction, Kingman, Fountain Hills, San Luis, El Mirage, Queen Creek, Fortuna Foothills, Florence, Nogales, Douglas, Payson, Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Santa Cruz, State Level Sites, Yavapai, Yuma

Posted by AZ Debt Lawyer  |  Arizona: Cities we service